If you have shopped for policies on the public health exchanges, you have seen that premiums are increasing 25% to 100% year after year; while deductibles continue to increase. This means you pay more for less benefits. The reason for this is because insurance companies on the public exchange are required to insure those regardless of health conditions. This causes premiums of healthy individuals to skyrocket. At Insurance Services 4 U, we underwrite all of our applicants for qualification. This means that only qualified individuals can access our plans, and therefore decreasing the overall premium for every covered person. Our plan premiums are 50% less than what is seen on the public exchanges because of this.
Worried about ACA Compliance? No problem. We have plans that are both ACA and non-ACA depending on what fits your budget best. For an additional fee, our insurance company will send you a 1095 form at the end of the year to prevent any possible tax.